As the CEO of a much smaller business, I completely agree that the management team of Wells Fargo is guilty of creating the policies that led to this widespread scamming of customers. As a Wells Fargo business customer, I also experienced their reps trying to push sketchy accounts and sales on me. I would love to switch banks, but we have hundreds of outside accounts (customers, employees, vendors, other accounts payable) linked in to Wells Fargo. It is nearly impossible at this point to switch… and if we did switch, who is better? Bank of America is just as bad.
I have had some pain in the outside of my right knee for a few weeks now. It got especially bad over the weekend, so I have stopped running for now. I am hoping it is just an IT band issue that with some rest and added stretching / strengthening gets better. Did some research on it and have been doing some little strengthening things.
Football viewing is much better done at home on a big screen than in person where you can’t see anything and don’t have instant replay or good snacks or comfort.
- Time with my wife
- Visiting friends
- Family visits
- Rocket league
- Building Coalition
- Good food
I think collections is one of the most unpleasant aspects of owning a business. Very frustrating when people refuse to pay even though they acknowledge that they should. I try as much as possible to collect upfront to avoid the headaches of fighting for what we’ve earned later. I wish there was an easier mechanism for managing this… I have thought about using escrow for all payments but I think that takes another 2-3% bite out of revenue.
Americans are only starting new businesses at half the rate of the 80s. More people would start businesses if regulatory burdens (biz licenses costs $800 per year in CA, healthcare and many industries artificially limit new competitors). http://fivethirtyeight.com/features/st-louis-is-the-new-startup-frontier/
One thing I have noticed is that my motivation (and stress) seems to really ramp up during the fall and winter. Summer is a bit more relaxed. I can feel my fall time drive starting to really kick in! Working late and working every weekend as usual.